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Insulation

Insulating the floor above a cellar or crawl space

One local tradesperson gets your request – no ring-round.

Your request: Insulation

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Grants may apply – the business takes them into account in the quote.

Project

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What type of building is it? (required)
Year the building was built (required)
What should be insulated? (required)
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Would you like to use grants or subsidies? (required)

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Where is the project?

Free · no obligation · only one business gets your number

In continental Europe this job is called basement ceiling insulation. In British homes the same idea usually applies to a suspended timber ground floor over a ventilated void, or to the ceiling of a cellar in a Victorian or Edwardian house. Cold air moving under the floorboards is why these rooms feel chilly at ankle height. This page explains how that floor is insulated and what can go wrong. The request you send goes to exactly one installer.

  • Exactly one business. Your request is handed out once. After that, no other business sees it.
  • You know who will be in touch. Before the business receives your contact details, we send you its name, address and phone number.
  • Withdraw at any time. You can withdraw your consent at any time – using the link in our email.

Which floor you actually have

A suspended timber floor rests on joists above a void, with airbricks in the outside walls ventilating the space. You can often tell by the hollow sound, gaps between boards and airbricks just above ground level. A solid concrete floor has none of these and is insulated in a completely different way, usually only during a major renovation because it means raising the floor level.

Some houses have a proper cellar below part of the ground floor and a shallow void under the rest. Each part may need a different approach, and the survey should say which rooms are over which.

Three ways to insulate a suspended floor

From a cellar or a void deep enough to crawl into, insulation can be fixed between the joists from below without disturbing the rooms above. This is the least disruptive option and the one this service is named after.

Where there is no access below, the floorboards are lifted room by room, insulation is supported between the joists and the boards relaid. It means emptying rooms and often replacing some boards, so it is often combined with a new floor finish.

In some voids, installers use systems that spray or fix insulation to the underside of the boards robotically through a small opening. Ask how the result is checked and what guarantee comes with it, because the installer cannot see every corner directly.

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The void must stay ventilated

Airbricks keep the joists dry. Insulating the floor makes the void colder, so good cross-ventilation matters more afterwards, not less. Blocked or buried airbricks, raised ground or patios built up against the wall are common causes of rot in timber floors, and the installer should check them before insulating.

Pipes in the void are now on the cold side of the insulation. They need to be lagged, and any leaks fixed first. Electrical cables should not be buried in insulation where they could overheat; an electrician may need to look at old wiring before the work starts.

  • access route to the void and how deep it is
  • number and condition of airbricks, and whether any need clearing or adding
  • moisture readings of joists and any signs of rot or woodworm
  • the insulation material and how it is held in place
  • how draughts at the skirting and around pipes will be sealed
  • what happens to floor finishes and furniture if boards are lifted

Cellar ceilings in heated and unheated cellars

If the cellar stays unheated, insulating its ceiling keeps the rooms above warmer and makes the cellar colder. Check what the cellar is used for: a boiler, a meter or a washing machine may need the extra warmth, and damp cellars can become damper when they get colder.

If you plan to convert the cellar into living space later, insulating its ceiling now is the wrong order. The walls and floor would then need insulating and waterproofing instead, which is a basement conversion rather than floor insulation.

Grants for floor insulation

Underfloor insulation is one of the measures named in England's Warm Homes: Local Grant and in the Home Energy Scotland grant, which lists up to £1,500 for loft, cavity and underfloor insulation. Low-income households may also qualify through ECO4 before it ends. The installation of insulation in homes is currently zero-rated for VAT.

Source: gov.uk

How the request works

Say which rooms are affected, whether there is a cellar or a hatch to the void, and when the house was built. The request goes, without your name, to insulation installers in your area; one can buy it. We tell you by email who that is before the installer sees your contact details. It is free for you, and you can turn down any quote.

Grants in the United Kingdom

These schemes may apply to your project. What counts are the provider's conditions at the time you apply.

  • Energy Company Obligation (ECO4)

    Mittelgroße und große Energieversorger (gesetzliche Pflicht), administriert von Ofgem

    Government scheme administered by Ofgem that obliges medium and large energy suppliers to fund insulation and heating upgrades for low-income, fuel-poor and vulnerable households in Great Britain. ECO4 runs until 31 December 2026 following a nine-month extension.

    Source: www.ofgem.gov.uk · As of 09.2026

  • Warm Homes: Local Grant

    UK Government (DESNZ), umgesetzt durch Local Authorities (England)

    Energy performance upgrades and low-carbon heating for low-income households in privately owned homes in England, delivered by councils from April 2025 to March 2028. Eligible homes usually have household income of £36,000 a year or less and an EPC of D to G; measures can include wall, loft and underfloor insulation, air source heat pumps, smart controls and solar panels.

    Source: www.gov.uk · As of 09.2026

  • 0 % VAT on energy-saving materials (VAT Notice 708/6)

    HM Revenue & Customs

    The installation of energy-saving materials in homes – including insulation, draught stripping, heating controls, solar panels, air, ground and water source heat pumps and batteries – is zero-rated for VAT until 31 March 2027, after which the reduced rate of 5% applies. Windows and glazing are standard-rated.

    Source: www.gov.uk · As of 09.2026

  • Home Energy Scotland Grant and Loan

    Scottish Government, über Home Energy Scotland

    Grant and optional interest-free loan for homeowners in Scotland: up to £7,500 grant plus £7,500 loan for air, ground or water source heat pumps, and grants for insulation (e.g. up to £7,500 for solid wall, £1,500 for loft, cavity and underfloor insulation). Rural and island homes can receive an extra £1,500; funding is first come, first served.

    Source: www.homeenergyscotland.org · As of 09.2026

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Frequently asked questions

Is underfloor insulation worth it in an old house?

In houses with draughty suspended timber floors it often makes rooms noticeably more comfortable, because it stops cold air rising between the boards. Loft and cavity insulation usually come first where they are missing.

Can the airbricks be blocked once the floor is insulated?

No. The void under a suspended timber floor needs ventilation to keep the joists dry. If anything, insulating the floor is a reason to check that the airbricks are clear.

Do the floorboards have to come up?

Not if there is a cellar or a void deep enough to work in. Otherwise yes, room by room, which is why many people combine the job with new flooring.

I have a solid concrete floor. Does this service apply?

Not really. Solid floors are insulated from above, which raises the floor level and affects doors and skirtings, so it is usually part of a larger renovation.

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