Insulation
Roof insulation at the rafters, in rooms in the roof and on flat roofs
One local tradesperson gets your request – no ring-round.
Guide price according to homeenergyscotland.org: In Scotland, the Home Energy Scotland Grant and Loan offers up to £3,000 grant and up to £1,000 interest-free loan for flat roof or …
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Insulating the roof itself, rather than the loft floor, is the job when the space under the roof is lived in or needs to stay warm: a loft conversion, bedrooms with sloping ceilings, a room in the roof, or a flat roof over an extension. It is more technical than laying quilt between joists, because the insulation sits close to the roof timbers and moisture has to be managed. This page is about that roof-level work. You describe the job once, and only one installer can take it on.
- Exactly one business. Your request is handed out once. After that, no other business sees it.
- You know who will be in touch. Before the business receives your contact details, we send you its name, address and phone number.
- Withdraw at any time. You can withdraw your consent at any time – using the link in our email.
Rafters, room in roof or loft floor
If the loft is an unheated storage space, insulating the loft floor between and over the ceiling joists is almost always simpler and cheaper; see the loft insulation page. Insulating at rafter level makes sense when the roof space is heated or will be, or when there are rooms with sloping ceilings, dormer cheeks and short knee walls that need treating as a whole.
A room in the roof is several jobs in one: sloping ceilings, the flat ceiling above the collar, the walls of dormers, the knee walls and the floor of the triangular spaces behind them. Gaps at the junctions are where heat escapes and where cold spots and mould appear, so a good quote describes each surface.
Ventilation and condensation
Warm, moist air from the house must not condense on cold roof timbers. With traditional underlays, insulation between the rafters needs a ventilated gap above it, and Planning Portal notes that ridge vent tiles may then be needed for through ventilation. Modern breathable membranes change the detailing, but the installer must know which underlay the roof actually has before choosing a method.
A vapour control layer on the warm side, sealed at joints and around services, reduces the moisture reaching the insulation. Rooms in the roof in older houses often have lath and plaster that is left in place, which needs careful thought about where moisture will go.
Be cautious about spray foam applied to the underside of the roof. It can hide the state of the timbers and trap moisture against them, and some lenders and surveyors are wary of it. Home Energy Scotland does not fund spray foam insulation.
Make a requestFlat roofs
Flat roofs can be insulated above the deck as a warm roof, with insulation boards under a new waterproof covering, or below it as a cold roof with a ventilated void. Warm roofs are often chosen for upgrades, but they raise the roof level, which affects upstands, door thresholds and parapets. It is usually done when the covering is due for replacement anyway.
Building Regulations and the renovation trigger
Renovating a quarter or more of a roof, for example stripping and re-covering it, normally brings in the Building Regulations requirement to upgrade the insulation. In England, Approved Document L sets an improved U-value of 0.16 W/m²K for roofs when an existing element is upgraded. Where that would limit headroom, a lesser standard can be accepted, but the insulation plus any air gap should at least fill the depth of the rafters, using the insulant that gives the lowest practicable U-value.
A loft conversion is a separate project with its own Building Regulations approval covering structure, fire safety, stairs and insulation. Planning permission is not normally needed just to insulate a roof, but anything that changes the outside, such as raising a flat roof, may need it in a conservation area or on a listed building.
- which surfaces are insulated: rafters, collar, dormer cheeks, knee walls, floors
- insulation type and thickness, and the target U-value
- how ventilation is kept or whether the underlay is breathable
- vapour control layer and how junctions are sealed
- making good: plasterboard, skim, decoration
- Building Regulations route if a quarter or more of the roof is being renewed
Your request and the installer who buys it
Tell us how the roof space is used, the roof type and roughly when the house was built. Insulation installers in your area see the request with your personal details removed; exactly one can buy it. It pays Offrano, and you pay nothing.
Before your details are shared, we email you that installer's name, address and phone number. The request may not be taken, and if no one buys it within 21 days it is withdrawn. Offrano does not inspect insulation work, so ask the installer to explain its ventilation and moisture strategy in writing.
What does it cost?
In Scotland, the Home Energy Scotland Grant and Loan offers up to £3,000 grant and up to £1,000 interest-free loan for flat roof or room-in-roof insulation (as listed by Home Energy Scotland in September 2026).
Source: www.homeenergyscotland.org
- Make a request
Grants in the United Kingdom
These schemes may apply to your project. What counts are the provider's conditions at the time you apply.
Energy Company Obligation (ECO4)
Mittelgroße und große Energieversorger (gesetzliche Pflicht), administriert von Ofgem
Government scheme administered by Ofgem that obliges medium and large energy suppliers to fund insulation and heating upgrades for low-income, fuel-poor and vulnerable households in Great Britain. ECO4 runs until 31 December 2026 following a nine-month extension.
Source: www.ofgem.gov.uk · As of 09.2026
0 % VAT on energy-saving materials (VAT Notice 708/6)
HM Revenue & Customs
The installation of energy-saving materials in homes – including insulation, draught stripping, heating controls, solar panels, air, ground and water source heat pumps and batteries – is zero-rated for VAT until 31 March 2027, after which the reduced rate of 5% applies. Windows and glazing are standard-rated.
Source: www.gov.uk · As of 09.2026
Home Energy Scotland Grant and Loan
Scottish Government, über Home Energy Scotland
Grant and optional interest-free loan for homeowners in Scotland: up to £7,500 grant plus £7,500 loan for air, ground or water source heat pumps, and grants for insulation (e.g. up to £7,500 for solid wall, £1,500 for loft, cavity and underfloor insulation). Rural and island homes can receive an extra £1,500; funding is first come, first served.
Source: www.homeenergyscotland.org · As of 09.2026
Related services
Frequently asked questions
Should I insulate the loft floor or the roof?
If the loft is unheated storage, insulate the floor: it is simpler and heats less space. Insulate at the rafters if the roof space is lived in, will be converted, or contains rooms with sloping ceilings.
Is spray foam insulation under the roof a good idea?
Often not. It can hide the condition of the timbers and trap moisture, and some mortgage lenders and surveyors are reluctant to accept it. Home Energy Scotland does not fund it. Ask for alternatives that keep the timbers visible or ventilated.
Do I need Building Regulations approval to insulate my roof?
Not for insulating a roof space on its own. If you renew a quarter or more of the roof covering, the insulation must normally be upgraded to the standard in the Building Regulations, and a loft conversion needs its own approval.
Will insulating a room in the roof make it too hot in summer?
Insulation slows heat coming in as well as going out, so a well-insulated room in the roof usually overheats less than an uninsulated one. Ventilation and shading of roof windows matter too.
How many installers see my contact details?
Only the one installer who buys your request. We tell you who it is by email before it sees your details.
Ready to make your request?
Describe your project – your request goes to exactly one business.
Make a request